Insurance that keeps up with the tide
From Ponte Vedra Beach to the Intracoastal, Tidal Shield helps Florida households protect what they've built — coverage shopped across carriers, explained line by line, and matched to real budgets.
Who we are
A boutique agency with two decades of coastal know-how
Tidal Shield Insurance is the Florida sister of Coastal Shield Insurance — the same family, the same independent approach. We compare policies from trusted national and regional carriers so your coverage fits your life, and we walk you through every line before you sign.
Property and casualty licensed since 2006, with carrier-side years at Nationwide and Farm Bureau before going independent.
Founded by the family behind Coastal Shield Insurance, serving the Carolinas since 2017 and now Florida's First Coast.
What we insure
Coverage for the life you've built here
Home Insurance
Primary homes, beach places, condos, and rentals.
Explore coverageAuto Insurance
Liability to full coverage, shopped across carriers.
Explore coverageFlood Insurance
The protection standard home policies leave out.
Explore coverageHurricane Insurance
Wind and storm coverage that holds up in season.
Explore coveragePersonal Property Insurance
Jewelry, art, firearms — even your wine collection.
Explore coverageHigh-Value Home Insurance
Specialist carriers for high-value coastal homes.
Explore coverage
Why Tidal Shield
Why First Coast neighbors choose us
Coastal expertise
Almost twenty years writing insurance where salt air, storm surge, and flood maps are daily realities.
Boutique service
A professional, caring staff — your call is never answered by a robot, and your agent knows your name.
Options that compete
We represent many carriers, so we shop for you and bundle home, auto, and flood where it pays.
High-value solutions
Carriers who specialize in the high-value home market, with answers for high-net-worth households.
Family of agencies
Our sister agency in the Carolinas
Before Tidal Shield there was Coastal Shield Insurance, founded in 2017 to give Carolina households an independent alternative to captive agencies. The two agencies share one belief: insurance should be easy to understand, easy to reach, and built around real households and businesses.
Wherever the coast takes you, one of our teams is nearby.
Client reviews
The family of agencies, in clients' words
Tidal Shield is the newest member of the family. These are real, unedited Google reviews of our founding sister agency, Coastal Shield Insurance — written about the same people now serving the First Coast.
“I've dealt with hundreds of customer service reps over the decades and I can say without reservation that Anna is in the Top 1% of service. She exudes warmth and competence.”
Neil Cotiaux
“Absolutely thrilled with the service Anna provided for both our car and homeowners insurance. She went above and beyond for us and our savings was remarkable!”
Dawn DiBrino
“The best customer service! Day or night, weekday or weekend, you can count on this team! Very dependable and pleasant staff!”
Renee Turano
Get started
Let's find the right coverage
Tell us a little about what you need to protect. We shop multiple carriers, come back with plain-English options, and never hand you off to a call center.
Request a free quote
It takes about a minute — or import your current policy with Canopy Connect from the Contact page.
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